Annual Review For UNUM Ltd.
This publication does not constitute a rating action.
S&P Global Ratings has performed annual reviews of the credit ratings of this issuer. When applicable, this review would include the review of the issuer’s subsidiaries or associated entities.
In an annual review, S&P Global Ratings reviews current credit ratings against the latest issuers/issues performance data as well as any recent market developments. Annual reviews may, depending on their outcome, result in a referral of a credit rating for a committee review, which may result in a credit rating action. This publication is not an indication of whether or not a credit rating action is likely in the near future.
Please refer to the below information for the key elements considered during this review and underlying the current credit rating.
| Rating Component Scores | |
|---|---|
| Business Risk Profile | Satisfactory |
| Competitive position | Satisfactory |
| IICRA | Low Risk |
| Financial Risk Profile | Satisfactory |
| Capital and Earnings | Satisfactory |
| Risk Exposure | Moderately low |
| Funding Structure | Neutral |
| Anchor | bbb+ |
| Modifiers | |
| Governance | Neutral |
| Liquidity | Exceptional |
| Comparable Rating Analysis | 0 |
| Current Credit Rating | |
| Financial Strength Rating | -- |
| Foreign currency issuer credit rating | -- |
| Local currency issuer credit rating | A-/Stable/-- |
S&P Global Ratings’ regulatory disclosures (PCRs) can be accessed by clicking on the link above or they can also be found on www.spglobal.com/ratings by searching for the issuer name and clicking on the Regulatory Disclosure link that appears below its rating. PCRs are published as of a point-in-time, which is current as of the date a Credit Rating Action was last published.
S&P Global Ratings, part of S&P Global Inc. (NYSE: SPGI), is the world’s leading provider of independent credit risk research. We publish more than a million credit ratings on debt issued by sovereign, municipal, corporate and financial sector entities. With over 1,400 credit analysts in 26 countries, and more than 150 years experience of assessing credit risk, we offer a unique combination of global coverage and local insight. Our research and opinions about relative credit risk provide market participants with information that helps to support the growth of transparent, liquid debt markets worldwide.
| Primary Contact: | Robert J Greensted, London 44-20-7176-7095; robert.greensted@spglobal.com |
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